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Mortgage Calculator

This calculator is only intended to provide a guide and advice should be sought before making any financial decisions.

Find out how much you can afford to borrow with This is Money's mortgage affordability calculator, and see the difference between capital repayment and interest-only deals.

Your monthly payment

Enter how much you plan to borrow and find out your monthly bill. Assumes interest calculated annually.

Interest Rate (%):  
Duration (years):  
Mortgage Type
Your Monthly Payments (£):  

Your mortgage total

Enter the amount you can afford to pay monthly (eg. your current rent) to find out how much you can borrow...

Interest Rate (%):  
Duration (years):  
Mortgage Type
Your Can Borrow (£):  

Are you over-stretching?

How much of your income goes on your mortgage?

Montly Mortgage Payments (£):  
Ratio of income spent on mortgage (%):    Experts recommend less then 35%-40%


Ward Williams has a number of financial calculators which may be of interest to you.